PHAM, Phat Tien; HUSSAIN, Sarfraz; QUDDUS, Abdul; NGUYEN XUAN, Thuan; TRAN BA, Tri. Information Technology Investment and Bank Performance in Pakistan. Tạp chí Khoa học HUFLIT, [S. l.], v. 7, n. 3, p. 25, 2023. Disponível em: https://vjst.net/index.php/hjs/article/view/141. Acesso em: 15 tháng 10. 2025.